The Definition Of Bridging Finance

The UK bridging loan is a type of short-term loan that provides a finance solution for property buyers when there is an insufficient amount of cash available at completion. The borrower repays monthly over months or years until they get their main funding sorted out. 

They are typically used by people who have been accepted for a mortgage but need to fund their purchase in between receiving money from selling one property and buying another. They are also used by businesses looking to expand or buy new premises, as well as those looking to purchase equipment, machinery, and vehicles.

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  1. Rockpoint ProbateDecember 15, 2025 at 12:17 AM

    A UK bridging loan works much like Rockpoint Probate Funding —it provides fast, short-term finance when funds are tied up and immediate cash is needed. Just as probate funding helps beneficiaries access money before an estate is settled, a bridging loan supports property buyers at completion and is repaid over time once the main funding is in place.

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